The Flathead Farm Mutual Insurance Company was founded in 1907 to meet the needs of the rural population of Flathead and surrounding counties. Chet Ellingson became manager in 1961. At that time there were 779 members. Annual premiums paid by members totaled $14,270. Company assets were $96,025. Chet Ellingson retired in 2001.
Today, Flathead Farm Mutual insures over 5600 members in Western Montana. Written premium was $5,024,496 in 2011. Total assets now exceed $10,000,000. A strong reinsurance program assures that the company remains financially strong and would not be affected by large losses.
Why Insure With Flathead Farm Mutual?
> Target Pricing for Preferred Risks
We use this mechanism to price base per client, risk and local market. We provide a stable and economical insurance product for the residential, farm, and rural property owners in Montana.
> Value Added Products and Discounts
This services is based on a qualified risk assessment program. We offer up to a 20% discount for participating.
> Montana Home-Based Underwriting
This process is done in our office located at 24 1st Ave. E. Suite E, Kalispell, Montana. All approvals and pricing is done by one underwriter that you can talk to personally. We welcome agents to participate in the underwriting process by offering recommendations and comments about the risk at hand.
> Log Homes
> Great Pricing and Coverage for Mobile and Manufactured Homes
> Gentleman Farms
We insure working agricultural farms, hobby farms and ranches.
> Broader In-Home Businesses Acceptability
Each submission will be reviewed on an individual basis to determine eligibility. We offer the broadest coverage practical for the class of risk that is written.
> Local Claim Handling
To provide a stable and economical insurance product for the residential, farm, and rural property owners in Western Montana.
To underwrite carefully and offer the broadest coverage practical for the class of risk that is written.
To handle claims promptly and fairly.
To grow our membership while keeping a strong financial base.
Back Row: Greg Ellingson, PFMM, General Manager; Desiree Meagher, Underwriting Tech; Kathy Frank, Administrative Assistant; Denise Gordon, Underwriter
Front Row: Nancy Michels, CISR, Claims Representative; Kayla Vlastelica, Accounts Receivable; Linda Warner, Underwriter/Office Supervisor
Board of Directors
Flathead Farm Mutual is privileged to have the following individuals as Directors and Officers of the company:
Mark Brewer – Board President
Steve Streich – Vice President
Greg Ellingson – Secretary Treasurer